Specialist cycle insurance for UK cyclists: bicycle insurance for road, mountain, commuter, cargo and electric bikes, built around the cycling you do.
Every policy covers the essentials. Add the extras that fit how you ride.
Included with every policy
Replacements are new bikes of the same make and model, or equivalent, with no deduction for wear and tear, up to your sum insured.
Up to £500 a year towards hiring a bike while yours is repaired or replaced after a claim.
Organised rides where no winner is selected. No add-on needed.
Your spouse or partner, parents, children, brothers and sisters who live with you permanently can ride your insured bikes.
Road-legal e-bikes (EAPCs) are covered on the same terms. Twist-and-go e-bikes are excluded unless the throttle works in walk mode only.
Add if you need it
Fitted accessories, cycling clothing and hard-shell bike boxes, when stolen with your bike, or damaged with it on Theft and Accidental Damage.
Up to £50,000 if you’re injured riding, plus physio, dental and broken-bone benefits. You can add loss-of-earnings cover. Covers the named policyholder only.
If you’re legally liable for injuring someone or damaging their property while cycling. Covers the named policyholder only, and not in the USA or Canada.
Standard cover is the UK, Channel Islands and Isle of Man. Add worldwide cover for up to 30 or 60 days per policy year.
Organised races and triathlons where a winner is selected.
Limits, exclusions, security requirements and a policy excess apply. Accidental and malicious damage is only covered with Theft and Accidental Damage. See everything we cover.
Pedalsure has been insuring cyclists since 2014. Here's how we keep you, your details and your money safe.
Every page of pedalsure.com is protected by an Extended Validation SSL certificate from Sectigo. What you send us stays private, and Sectigo has independently checked that you're dealing with the real Pedalsure.
Every payment is made over an encrypted connection, through secure payment providers. We never store your full card details.
Your policy is arranged by Pedalsure No3 Limited, an Appointed Representative of Pro MGA Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority under reference 770419. Who we are
We handle your personal information in line with UK data protection law, and you stay in control of how we contact you. Data protection
Our smart cycling insurance provides cover for outstanding value, at a fixed amount each month so you’ll always know how much you’re paying. Maximum budget certainty at a fair price.
We’ve been dedicated to cycling insurance since 2014. That’s all we do and we know what it takes to offer the most comprehensive cover for the most competitive price.
